Hi @Denver McClure.I really appreciate the offer.

@Jason Wray - I've only spoke with a handful of lenders, so far none have offered 10% down.

However, I’d like to point out that buyers are free to offer less than the list price and it’s up to sellers to accept or decline the offers.

There is very literally nothing a "wholesaler" can offer a seller today that agent's do not, nothing.

Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.

If you have a 506(b) offering, you won't need to do the accredited verifications, but then you cannot advertise the deal.I've worked with three different SEC attorneys.

They may offer less direct management and, depending on the location, could provide a solid return.Peer-to-Peer Lending or Crowdfunding: You could look into real estate crowdfunding platforms that let you invest in real estate projects without owning property.

The feedback I've received from people is that the legal side tends to be excellent. 

Get in front of tired landlords, who may offer you a hand up.  

If anyone wants to offer advice as to how I should proceed, I'm open.