Sargent said she will eat every charge.

Heloc on investment is terrible pricing, you and everyone in the US doesn't want to get rid of their 3% rates but also want that equity.If you want the equity bad enough you've gotta eat the heloc rate or kiss the 3% goodbye.

Plus if you do not have a well established team to get your project finished up before the end of the summer selling season, you may not get the return you were expecting as holding costs and declining values are eating profits.Option 2 sounds like a safer bet, but yes you will have to cover some expenses and may have to carry the property with your own cash until rent prices appreciate enough over the years to cover your mortgage payments. 

If they are a good coach, they will have you drilling fundamentals every day, watching everything you eat, studying the rules and strategies, lifting weights, and more.

He also said insurance and taxes can be too high eating DSCR loan with current rate and I will make less money than Ohio and Kentucky state (example).

So, whatever it is... eat the same meal, listen to the same song, wear the same color, etc.

The property taxes in Texas will eat your lunch. 

I was thinking I would need to get a hard money loan to cover that, and it would eat up most of the rest of the cashflow and then I would look to refinance within a year or two.

Remember: no one wants to poop in the bathroom off the kitchen when everyone is eating in there.

Nicely done it would make a big difference in how it looks in the photos and you can advertise eat-in kitchen.