If they are, it must be bad for them to not be discharged and paying rent would be the last thing on their mind.  

If a borrower indicates he or she was in school or in the military during any of this time, the borrower must provide evidence supporting this claim, such as college transcripts or discharge papers.Handbook 4155.1: 4.D.1.b

That is listed as the biggest threat in the coming years ( trillions).Parents send kids to college to rack up tons of non-dischargeable debt even through filing a BK.

Private student loans are almost impossible to discharge.

When I contacted Julie she said "I gave that house back to the bank years ago, after my bankruptcy was discharged".

The other option is to go to a business or community bank for their HELOC's on non owner properties but they usually dont like any foreclosure or BK records.2) this is a personal decision and up to your preferences just, buyer beware and vet our your partner well3) there are many options unless you get a seller who is willing to carry paper, commit to a land contract, lease option, or other form of contract for deed or take back a note for their title interests to control the property with out using an actual traditional or private/hard lending sourcesAs a comment aside, I've funded conventional financing deals if the foreclose was documented to be within/included inside the CH7 BK discharge papers.

Most mini splits claim to deliver around 115 degree discharge air at 20 degree outside air.

Any expense of curing title including but not limited to legal fees, discharge of liens and recording fees will be paid by Seller8.Survey:Within ______days [] after date of acceptance [] after date of satisfaction of all conditions on paragraph 19, Seller will deliver to Buyer or closing attorney [] A new staked survey dated within 3 months of closing showing all improvements now existing thereon and certified to Buyer, lender and the title insurer [] A copy of a previously made survey of the Property showing all improvements now existing thereon. [] No survey is required.9.Wood destroying Organism Report:"Wood Destroying Organism" means any arthropod or plant life which damages a structure.

@Joshua D.If it is a "Judicial Tax Sale" and not an extended "Upset Sale" mortgages could be discharged.The gotcha is that only mortgage and lien holders who have received the notice are discharged. 

Honorably discharged in 2006, did some college, technical schooling and life lessons along the way.