zombie deed help

[Freedom Hartley]

I found a house that has clearly been abandoned. I did my research and I found the last owner through the county assessor. The deed states that "Jarrod" and his now ex-wife "Julie" are the owners. When I contacted Julie she said "I gave that house back to the bank years ago, after my bankruptcy was discharged". I went to the county recorder and got the paperwork on the property, which happens to be in an extremely rural area and it shows that foreclosure was started, and then in Feb 2014 a Withdrawal of notice of foreclosure was sent to public trustee, and accepted by the public trustee in April 2014.

Obviously the owners had no idea that the foreclosure stopped. Julie actually had someone interested in buying the house about a year ago and contacted the company that has the loan(ocwen), to see how these people could buy it, and they refused to speak with her about it. So now I have several questions because I want to live in this house!

1. Can Jarrod and/or Julie rent this house out to someone?

2. Can Jarrod and/or Julie sell this house?

3. If they can do either of these things what are the steps they need to take to do it?

4. Since ocwen refuses too talk to them, is there anything I can do to take ownership of this home?

5. If they can/do rent this house out, what can be expected in the future from the finance company? Can the finance company start foreclosure proceedings again in the future?

6. From what I'm reading online, Jarrod(if he filed BK too) and Julie, may just own this house free and clear now because of the BK and foreclosure withdrawal. Is this correct or am I confused?

[Wayne Brooks]

1 yes

2 by short sale, with ocwen approval

3 just rent it

4 no

5 yes

6 confused.  Bk, or a foreclosure withdrawal, does Not affect a mortgage.