I'm passionate about real estate and how utilizing this asset class can enable me to build generational wealth and retire early.

I'm an asset-based (hard money) lender from Atlanta with an extensive 15-yr background in residential and commercial real estate looking to learn more from the BP community and how I can help those that need investment financing. 

A FHA 203k Loan is where the purchase price and rehab costs are rolled into a single loan.The downside of using FHA or a FHA 203k is you will need to live there, for a minimum of one year (to satisfy FHA Requirements); AND because you closed personally, you will not have Asset Protection, in the form of closing in the name of a LLC.

Welcome to BP - great contingent of people in the Dallas area both here digitally and in the in-person meetup community!

But, it’s not a business because even if successful, you don’t own the underlying asset, so unless you grow very large you have nothing to sell.  

VS Real Estate, nobody controls or makes a forced sale of your assets because there "fearful" what may happen.

Thus, I think that we could see national rents rising in the high single digits, or possibly surging as much as 10% in 2026 vs 2025, with some markets seeing rents rise even faster than that - Austin, TX regaining much of the lost growth in 2024 and 2025, for example.

From an asset perspective we have around sixty assets which by this time next year we will probably be around 80-100 loans as we are always selling loans in our portfolio to pick up more.

I am hoping to be an asset to experienced investors, with the intention of learning as much as I can, so that I can start building a portfolio of my own.

@Luke DeLaVergne Thanks for your interest in an asset on preREO.