man, these clickbait titles, tho... that blanket statement doesn't work every time, you are correct. i ran some numbers on a home with a purchase price of $145k (mls, so the price is obv high(er)) that needed about $35k in repairs to make it nice for an arv of $225k (conservative). profit came out to be about $15k (after closing, carrying, etc.). roughly 20% return on cash outlays (dp, cc, repairs). rent would've been about $1700/mo on this one. refing it @75% would leave me 20k in the deal with about $200/mo CF.

Not sure how many years of income your business has, but the bank might require your SSN and the biz EIN to open the CC.

Snowball effect in full force - esp with dual W2 401k maxout and the recent bull run.I check it regularly, mostly because I also use it to track our CC spending/transactions.

In general though, I would consider this area C/C-.

I realize there are a number of more techy programs such as @Brian C. said but we like Excel

Originally posted by @Brian C.

Though it doesn't seem nearly as detrimental as a high utilization on 'cc's. 

Bigger convential banks like U.S said they might be able to do it because of the contract and smaller banks such as CC's said that they wouldn't. 

@Jeff Mills, here are few options:- borough from 401K (up to 50% or $50k)- use existing credit card 0% BT offer (for personal CC - I don’t go over 30% of available credit, for some business cards, that don’t report on my personal credit I do 100%).

Also, remember that it's the best practice to have a separate account (bank and/or cc) for your business, it will save you time and money when it's time to plug those numbers in.