If it were me, my max acquisition budget would be based on my worst case scenario - a flip. 

However, there’s an entire industry dedicated to financing real estate investors and business owners without relying on W-2 incomeIf your business is outside of real estate, there are bank statement loans or asset-based loans that consider your overall financial picture rather than just W-2 income.

You will need to narrow down the zip code or street a little more based on where you decide to purchase, but this gives you a good start.

However, the entitlement is based on your remaining entitlement and the county loan maximum where the property is being purchased.

Based on most of the work I do with HMLs/PMLs on behalf of my clients, 12% at 70% LTC seems a bit more conservative.

We plan on starting renovations on the unit in X (I would say a date but in reality have a 2-3 month buffer), and based on this we are no longer going to be renting the unit out.

The property is likely a little too expensive for me to qualify for with a conventional loan based on DTI.

I’m Dylan Fraembs, and I’m based in Long Island, New York.

If your credit score is low, ask them how to improve it enough to get the best interest rate.Honestly I don't think you really need to be "underwriting" right now other than to have a general idea about how much house you can afford based on your salary, down payment, and savings. 

Since you already have your buy box in place, you can narrow down your market based on your budget.