The unintentional side effect is this creates and employer-employee relationship and that spells a nightmare if there's an adverse parting of the ways.

When measuring a 'Bank Stress Test' An analysis conducted under unfavorable economic scenarios which is designed to determine whether a bank has enough capital to withstand the impact of adverse developments.all non-performing loans impact the auditors rating of that institution.Another way to say it, EVERY REO is subject to a Short Sale.

We don't know what that adverse scenario will put it in the hospital, or how bad the event will be, or how long it will have to stay in the hospital.

Ever wonder why your depression era grandparents (or great grandparents) are adverse to debt?

If you deny an applicant or take any adverse action (i.e. charge higher security deposit, require co-signer, etc) based on information in their consumer credit file, then you should be sending them an adverse action letter which basically tells them what consumer reporting agency supplied the info you relied on, the contact info for that agency, and how they can get a free copy of their own credit report. 

Also, if you have an attorney that knows litigation they are better at advising you on what would really happen even if the bank made a move (which they likely wont) and how to protect yourself from any adverse affect. 

Multi-families seem to give the best ROI in our city, but I am not adverse to single family properties, especially if we can BRRRR.I would be happy to connect with local landlords and other professionals in the area.

So far, only seeing startup crowdfunding portals announcing they are supporting title III (flood of emails today).Even some portals saying they won't do title III cause it creates "adverse selection", arguing companies would only raise under this offering type as a "last resort" as there are other cheaper ways to raise money.

I am a bit of a risk adverse investor.  

Not sure on asking them about it to be honest as I would see what others on this forum say about that with all the FCRA rules, adverse action letters, etc.