On my side I am also renting one of my extra bedrooms to a co-worker and I am looking for a second person to fill my other spare room. 

You may need a co-signer if you don't have W-2 history but November - January are when you will typically see the softest market.

I was talking to a co-worker that just got his second property and he told me that he pays 8%/month and 1 month rent for a new tenant placementThese means that every vacancy represents TWO MONTHS of lost rent!

If you have a co-signer with great credit then you can a very good auto loan rate.I must admit though, I am, by no means, a financial advisor.

They are not the same thing, but if the building was constructed prior to 1969 without undergoing a change in occupancy type and no major renovation permits pulled, it will likely not have or require a CO.

His sister is a co-executor. 

And only accept a tenant whom can pay the rent without a co-signer.

I also wouldn’t do a co-signer.

1) wait until beginning of 2019 … complete and  file tax return making sure you make your net income as large  as possible 2) possible to  add a co borrower to the property that  would allow a loan now ?

Hello In need of a co broker agreement that I can edit!