I'm married, with twin daughters in junior high school.

But you could buy the HOA (junior foreclosing position) at auction, this will then give you equitable title to the property.

Look at this article: http://www.businessinsider.com/college-dropout-bui...This man dropped out of college after his sophomore year (I'm starting my junior year) and began investing.  

If it's a short sale you should already have a signed authorization from the seller to discuss with all parties the particulars of the existing loan on the property and any other junior liens. 

In some states constructive notice, essentially posting in a newspaper with adequate circulation, is sufficient for junior liens.  

I should mention that I was laid of as a Junior staff accountant recently, and while I don't have experience investing in real estate, I do have experience in real estate accounting for various multifamily properties which were owned by my old firm's clients. 

As long as the broker has customers like these there is no incentive to take a chance on a new buyer with no track record of closing.If you are looking to create a relationship with an MHP broker I would suggest calling up the most junior broker on the team and meeting with him/her.  

For all intensts and purposes she is the junior lien holder.

A business he still works at 5 days a week putting in 50+ hours.My point here is you are young (I'm five years your junior) and have many decades to grow and operate your yet to be built real estate portfolio.

@Ambre HurakA sheriff sale following a foreclosure action acts to "foreclose" out any junior liens or interest in the property.