Do a couple of deals with normal timing, pay the lender back, then share the bank owned scenario with them, they might want to partner with you.And in the 17 years of doing business, I have never had a private lender ask for a credit report, an appraisal or an inspection, they did, however, want to see before and after photos and profit and loss sheets of deals I have done (a few of them anyway) Once you build up a reputation of doing deals and using private money, you can get funding fairly easily for regular closings and build a track record with those lenders and they might fund instantly at the courthouse steps

Also my guess is they charge for instant transfer similar to cashapp? 

Wood catches fire instantly when it's exposed to 700F heat, which it would almost inevitably be when you opened your oven.

They don't tell you what to do then, and that depending on the state and the number of these deals you have running, you're instantly a felon when you fail to make payments and the home is foreclosed on.  

I would have worked to negotiate less cash into the deal, because it had instant equity.

The guy could have put it on the market for 175k and it would've still sold instantly like it did for 80k.

I would at turn over endevour to take all carpet out and replace with hard surface flooring.. also depending on the size of the company and man power it could be hard to get instant communications.running rentals or running PM's is not a set it and forget it thing. you have to be diligently engaged

Do you have instant booking turned on?

So you make your money when you buy by negotiating a killer deal so creating instant equity, or buying a good business (high stable/increasing demand) with a moat so limiting competition.

I went to my first real estate conference in Chicago (Shout out to Midwest Real Estate Network Summit), and found a HML that instantly solved my financing problems.