Buying a tax deed can be very scary but your explanation makes a lot of sense and helps bring clarity to the overall process.

I appreciate your position and I do offer a simple explanation below.

Thanks for that explanation @Jeremy Torres!

The title company gave me the contact of a firm they partner with, and requested that we use them instead as they meet their requirements, but they could not provide any explanation of why they can't write the check to the IRS, and I have already paid for the other firm's services and do not want to pay again.

@Michael Caldwell - everyone is correct above on the explanation and application of DSCR; however, this is NOT going to apply to your deal scenario.  

You produced one of the better explanations of DSCR I've seen here.Mike

Got a second opinion from a CPA, who said he never heard of a title company doing this before.Title company now suggests using their partner firm who meet their requirement, but can't provided an explanation for why they can't cut the check to the IRS.

Thank you so much for the explanation.

That is good to know, thank you for the explanation Ryan.

Thanks for the reply and explanation!