As a few mentioned, depending on your situation you might have to do a DSCR Cashout (vice conventional investment), and with hard money loans often there is a pre-payment penalty.

Days on market are around 80 days on average, depending on the area.

From the numbers perspective it seems like it can pencil out depending on the rehab budget. 

As far as timeframe, anywhere from 21-45 days depending on how quick a borrower gets their docs to underwriting, how long the appraisal takes, etc.

@Alicia Howard Since your 5th wheel RV is used exclusively as a short-term rental property and does not move, its depreciation depends on its classification.

Whether you should take a retirement distribution or not depends on several factors1) How much do you value the freedom/flexibility to ues the money NOW compared to when you are 60 years old.2) What type of return can you get having cash vs investing in an IRA / SDIRA.If you can make a 1% - 2% better annual return in your personal name, it may make sense as the added return will pay for the penalties over a couple of years.I personally cashed out of my retirement account back in 2016 and it was the best decision I made.

Hi @Jerry Nogueras that depends on your goals and how open minded you are to different strategies. 

When the time changes we sometimes move that call to Friday evening, so depending on when time change is this year, we may be able to make the November investors meeting.Thanks again for reaching out - I'm so happy to find someone in Maui to connect with regarding investment opportunities.Aloha,Barb

thanks for the guidance @Kaushik Sarkar Since it's development it will take longer to get to the exit. 3 years could be right depending on the market, if the project requires entitlements, how long it takes for permits, no major utility obstacles, etc.

Usually 5 to 10k.. and depending on how that looks dictates next steps..