I know DSCR lenders typically don't touch them.

Does Hard Money typically cost 30-40% of the purchase price?? 

I’d be happy to chat and help you narrow down areas that align with your goals.

Then connect with some hard money lenders (you can find some here on BP as well as some who are typing this right now) and connect with them to understand their product type, what they like to lend on and requirements.Hard money broker is all numbers game of making relationships and helping those that are looking for financing, it starts out slow but if you get with a few good borrowers and lenders it can be pretty decent money to be made.As an example we paid six figures last year to HM brokers. 

But it can really help offset costs and pretty good return on investment at that value. 200k in philly puts you in Class C real estate at best, and you likely have to update it somehow. 

Hope this helps and hope things resolve soon!

There are a lot of websites that offer the course online, or if you have a college near you, they also typically offer a class that satisfies the pre-licensing requirement.

Its not usually cut and dry so more of the story would help.

There are other ways to determine rental amounts like researching in zillow and/or rentometer, which I typically reference.

Hello Biggerpockets,My name is Josh Palmer. I find myself over whelmed with a sistuation that I am currently facing. I have been planning on selling my home. With the sell of this home I will have approximately $140k ...