Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

So even though the total housing numbers may go up, they are not meeting demand for the working class renters who need affordable housing.

Seller was extremely motivated to sell and we closed pretty quickly.Here's the issue- we've been unable to rent the 2 renovated units.

Panicking sellers may temporarily drive prices lower, but stabilization is expected.

These markets offer a great mix of affordability, strong rental demand, and steady appreciation.

If a seller doesn't know where they are going, you aren't buying their house.Also, you are probably expecting to get somewhere on the first call.

Locate a Motivated Seller that will consider Seller Financing.

These areas have affordable entry points, diverse housing stock, and steady demand.

What would you do if you got someone to do it, gave the money they gave you to the seller as his/her earnest money, and the closing fell apart but the seller refused to return the money or tied it up in escrow or arbitration? 

For property selection, choosing a duplex or triplex in a good neighborhood can provide steady cash flow, while adding an ADU to a single-family home works well in areas with high rental demand like Portland.