But, there may be restrictions in the mortgage.

In-town properties are significantly easier to permit but also have some density restrictions.

Also, HomeReady/HomePossible (Conventional loans) can be just as favorable for househacking but also bring Conventional Conforming income guidelines to the deal, rather than the more restrictive FHA guidelines. 

You might find a local credit union or community bank that will go to 95 -100%.At one point I called 2 different VA Regional Loan Centers regarding this section in the VA lenders handbook:Assumability - The second mortgage should not restrict theVeteran’s ability to sell the property any more thanthe VA first mortgage.

There may be restrictions on when you can exit and how you exit.

I use the individual stackable units when I have space restrictions.

Have you asked if there are any deed restrictions on the property?

They are very nice and can be helpful providing you what you can and cannot build on your property (Set back, height restrictions, front look etc).

These 2 platforms don't focus on MTR but vacation rentals so using Furnished Finder is a better way to get those longer term folks.I have always been a bit concerned about the area's penchant for restrictions.

As mentioned above, Portland has more restrictive rules than most of the state of Oregon.