There isn't anything wrong, unethical, or unlawful about that.

The lenders I have historically worked with have not punished my rates for new construction, cash outs, etc.

I recently had a strong applicant have court "unlawful detainer" records show up in their Zillow Background. 

The best thing to do would be to consult an attorney, but likely, that is not an option for everyone starting out.I'm not an attorney, and this is not legal advice, but some of the information that we include in our contracts is:- A clear scope of work - Payment schedule / Milestones- Change order approval process- Allowances for finished materials- Reasons to terminate the contract- Expectations for start date (X amount of time after final plans /permits are received or X amount of time after the contract is executed)- General schedule and timeline (This is where you could specify an end date - however it may be better use incentives rather than liquidated damage if your general contractor is late - we've done both, but found General Contractors respond better to getting something if they get done early instead of being punished for being late. 

Meanwhile, those that are criminals aren't being investigated or punished.

I'm not sure what that is, but if what you're doing with the lender is not completely true, then you may be committing mortgage fraud which is punishable with jail and big fines. 

It shall be an unlawful discriminatory housing practice for any person, or any agent or employee of such person:To refuse to consider as a valid source of income any public assistance, alimony, or child support, awarded by a court, when that source can be verified as to its amount, length of time received, regularity, or receipt because of race, color, religion, gender, national origin, age, familial status, or handicap;"https://www.ok.gov/OREC/documents/CompleteDiscrimI...It is illegal in Oklahoma to discriminate against an applicant because their income is from public assistance.  

Tenant stopped paying rent. Posted the Notice of Right to Cure and Termination Notice on Sept 4. Of course, no response. So I need to file the Statement of Claim, and have questions about the form and process.Do I com...

Sorry for taking so long, but I've been having my own growing pains.One of the things we're not really looking closely at is the hyperlocality of Pittsburgh, a fundamental understanding of the unusual nature of this place and how, through insularity and other factors, it tends to punish long-distance investors.

Shift your mindset, an increase is not a punishment, you are renewing their lease for another year.