But don't let them know it.It amazes me how many of our members at MassRealEstate dot net have an Asset worth $300-500k Rent it for .5-1% of value and hardly pay attention to it, yet chase a tenth of a percent in CD rates;-)

No offense, but telling people "that's not a good way to do it" and nothing more seems like a little league coach who tells his players "you're doing it wrong" but then doesn't give instruction of how to do it better.

I help people get funding (mostly through Chase) with good terms like 0% interest for the first year.

They should still have alerted you if they changed it, but doubtful they need your permission.Anyone can sue anyone in this country, but how much are you willing to spend to chase this?

Research led me to a couple of videos of former ND players coming back to build development into the area.

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

The PMC I left to start my own PMC had at least 2 "preferred contractors" related to key players in the office so high rates and poor service fell on deaf ears. 

Some people seem to get locked in to one place they find, or a place a friend or family member is selling without really evaluating the available market.In a small town in East Texas I would think your biggest risk is a big player coming to town that can absolutely crush a smaller player. 

Lenders desperately need/want business especially in this interest rate environment (right now, the main source of mortgage loan business in Florida is rehab financing as a result of the hurricane damages) and one way the big players differentiate themselves is by streamlining the process.

. - We use chase and have always been happy with them!