It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

@Niklas Zhu If you tear down your STR in 2025 and convert it to personal use, depreciation recapture does not occur at the time of conversion.

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

However, because I am unable to make trips to scout locations or look at homes in person.

She is not in a position to lend a personal loan to me. 

I'm not a professional Tax person.

People like to rent from a person not a 'brand', it's more personal.

If there is a due on sale clause in the loan doc then it doesn’t matter what the loan officer told you verbally.I’m not an attorney, but from my understanding of the loan is still in your name personally a good litigator can pierce the veil and your LLC protection wouldn’t amount to much.

I would recommend going to some local real estate networking events and asking around in person who people like to work with for title.

My goal is to wholesale some properties single and multifamily to build some capital while fixing my personal credit and building my business credit.