Once I did a portfolio refi, I got all those loans off my credit report and my credit shot up into the 800s very quickly.

Sell, rip the bandaid

I know so many people who have been ripped off by contractors.  

What you will find is they typically appraise for far less than the hands off cost to add the ADU.  

She owns a PM company and she is also a licensed contractor because she was tired of GC's ripping her off. 

Quote from @Brandon Croucier: Quote from @Chris Seveney: They are more than a one man show - they are doing $10-12MM a year in lending (also have other parts of business) and have the people and systems in place includin g all above except the deal flow.How does one profitably run a PML company with numerous people only funding 10-12M a year?

-When a tenant moved out, the management company refunded their security deposit but failed to account for damage, such as holes in walls and outlets ripped off the walls, leaving me with repair bills and also tenants moving in without the repairs being done.Stuff like this that is consistent and when I ask questions they are defensive, when I ask for more quotes for high ticket items they are defensive. 

I have purchased an off-market property from an investor who now wants to sell the rest of his portfolio.

In New Jersey, there are numerous brokerages to chose from, and I highly suggest you do a google search and look into 100% virtual real estate brokerages in New Jersey. 

There should be a class action law suit again multifamily mindset that has ripped off so many people and tore their lives apart in a horrible way.