I would say to just keep doing what your doing, do you want to deal with bad tenants, evictions, unpaid rent, tenant complaints, tenant negligence, lawsuits, etc?

However, they are negligible on a monthly basis and it is better to have someone paying down that mortgage earlier than to have to wait for that perfect deal at a later time (and they are far and between).I would love to hear what you have to say about the above.  

God forbid if something bad happened to the tenant because of this, you'd be on the hook for negligence because they informed you of the problem. 

His dogs are bringing flees into the house, and he refuses to outfit them with flea collars.That is tenant negligence.

This is only a modest improvement over the results of Scenario 2 and, if you were pulling the $3K lump-sum from a LoC as you initially proposed, there would be a negligible difference (<$100).           

Many places require negligence for liability.

Quote from @Angelica Crawford: Quote from @Brandon Croucier: Buy where you see the greatest ROI over the next 10 years, forget the primary.The difference in interest rates will be negligent if your buying the right assets in the right places. 

In my own experience, the presence of the buyer’s agent on those tours is of negligible value - other buyers might differ, but some might feel similarly.

These costs are not negligible, and it may take months to recoup the MTR operators investment before seeing a profit. 

I'll be sued for negligence since the LLC doesn't shovel snow, I do.