@Joe Mende assuming each tenant's lease expires within the next year, ask the hard money lender if you can renovate as each tenant moves out. 

On a slightly different note...pretty incredible story Jay tells in the podcast about having to actually move out to the midwest after the crash to fully assess what he had on his hands (when he took possession of a number of properties) and to try and mend a messy situation. 

However, It would have cost a ton to heat and I felt that didn't mend well with having renters pay consistently. 

The local economy is on the mend.

Everyone is mended now, and the house came out pretty well, I think.  

Any idea on how to mend the problem before I decide to sell?

Hi @Gustavo Mendes!

Ive heard of LLC, s-corporation and sole propietor but wanted to know which one is the best for me nd which one do you recommend, thank you looking forward to meeting lots of great people here. 

@Christopher Mendes just as difficult here as Miami.   

If your credit score is still mending and your home’s value has been slow to rise, sticking with an FHA refinance may work best for you. if your home has gained value in the past few years of the housing rebound, you may be able to forgo future mortgage insurance payments.