I have worked with many medical professionals where they adopted the basic strategy you are trying to use.

The price-to-rent ratios are generally unfavorable, and a shortage of skilled tradespeople and reliable property management can hinder the success of buy-and-hold rental investments.

As I said earlier, this is strictly for investment purposes.The property does not have to be turnkey, if there is room for improvement that's of no concern as we both have the skill set to invest in whatever upgrades are required.

You have acquired skills that are worth 500k, so maybe you can translate that into an adjacent career path and leverage your existing skills?

The real skill is understanding the variability and risk in each number which is not always numerical or scientific.

Keep in mind, though, that each lender has their own criteria for how much future potential they’ll factor in, so it might come down to some skillful negotiation and presenting detailed projections that don’t feel like puffery.Just be careful not to come off as overly speculative…lenders tendd to shy away from what sounds too good to be true.Anyway, I’m curious.. have you spotted any other investors in Gainesville facing a similar refinance puzzle and what kind of terms were they able to secure? 

kept using people who don't do real estate to do my taxes, and also they had horrible communication skills, I don't trust people who only see u as money.

Negotiating is a skill that needs to be practiced and consistently role played to get right.

Hello, I have a primary residence and about $10k in bad debt (not including car note, student loans and a small medical bill).

With the expanded threshold, landlords can turn to skilled, unlicensed workers for quick fixes—perfect for tenant turnovers or routine maintenance.3.