Should your mom pass away before you, the loan could not be called due, 

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down? 

Our issue is income on papers too low to qualify for the an FHA or traditional loan.

With $50K and a DSCR loan, your budget will likely cap at properties in the $150K-$170K range, depending on the closing costs and any repairs needed.

Hi all,I under contracted one 6 units multifamily in Bay Area and doing commercial loan with Chase. 

So if I understand, you would get a loan the normal way and then the bank trust is an extra fee that comes along with owning the property in Mexico?

Your best/safest bet would be a regular lease combined with an option to purchase.

Real estate investing can be a combination of cash flow or appreciation.  

Hi Mary, It will depend on what kind of lender is doing the DSCR loan.

My duplex - built 1989, 2,060 sf, 2 bed/bath, 1 year old roof, value if I subdivide (county already approved) and sell each separately $150k each ($300k total)Investor duplex - built 1995, 2,300 sf, 2 bed/bath, 5 year old roof, value around $310kThe investors initial request was for an equal trade and they would pay realtor fees, which I replied wouldn't be equal due to buying/selling costs (recording fees, title insurance, closing fee, survey, inspections, loan fees, 1031 fees, accountant fees, repairs), taxes would increase due to new sale price, I'd trade a 3.75% mortgage for a higher one, and I'm on the 10th year of a 30 year loan so resetting that to a new loan would restart amortization and pay more towards interest.