I used to live in the city and the taxes and water bills are nightmares.

Gutted the kitchen and dining/living room area.

Quote from @Kamal Martin: Quote from @Julian Zamora:Thanks for the info,No I don't live n PR do you? 

You could bring less down and possibly have a lower interest rate since you will be living there.

When I tried to get it when my side of the family found out and tried tp take over reverse mortgage payments to bank because she had died it was to late so they sold the house to Hud and then other reverse mortgage companies but a relative still lives there so they can't kick them out.

Tenants should be paying the owner.Do you also live in the house?

I grew up north of San Francisco and then moved to live and invest in Reno, NV.

While you’ll probably be able to eventually prove you’ve been living there.

As for the areas to target, my goal in getting our feet wet as real estate investors--and since we plan to be living in Sac--is to find a property we can live in while renting out one or more units to help cover our housing expenses, which we can then hold and continue to rent out when we move.

I live here and househack as well - can provide a first hand perspective.