The fact that you think the tenant is a pain has nothing to do with how you maintain the property, you could be creating legal and maintenance problems for yourself by not taking action. 

You won't regret keeping this after 5 years, but you may feel the pain of it the first 5 years. 

Kind of a pain and also both less transparent and less efficient than before, but not drastically different. 

@Ed HoffmanYou can do it by registering the NY LLC in PA. In

It’s necessary but it’s going to be painful for many

The only caution I give people is to make sure they have a solid income to where they won't feel the pain of the loan. 

It is common for rental property investors to feel the pain when a property turns over but keep in mind that is why we retain security deposits for you. 

Well, I'm not gonna beat you to leave you sitting there in pain.

@Shelan Davis, I am going through similar pain.

If these servicing companies can’t get their act together and this pain in the neck activity continues, we may just pay these loans off entirely or refinance with our local credit union.