I responded with a legal notice saying that I cannot be left vulnerable for legal reasons to someone doing structural repairs on my home, because in the event they are hurt, I can be sued.

Quote from @Tyler Gassman: After being a member for over a year, I can personally attest that if you don't have the stomach to take advantage of people during their most vulnerable moments in life, this program is not for you and you will not find membership valuable.

Most buyers and sellers are vulnerable because they don't buy/sell real estate frequently; licensed agents (me) take pride in "guiding and protecting" clients from transactions that can go wrong. 

Without a formal transfer of title, you’re more vulnerable if something goes wrong with the seller (e.g., bankruptcy, further liens, or disputes).

Having a centralized database of beneficial ownership information will eliminate critical vulnerabilities in our financial system and allow us to tackle the scourge of illicit finance enabled by opaque corporate structures.”Filing is simple, secure, and free of charge.

Between all of the other crypto out there and, to your point, a government being able to declare a "backed" crypto, current crypto seems fairly vulnerable.

Until now, I had a great credit score, but I'm concerned that my increased debt might affect my ability to obtain a HELOC or a Home Equity Loan.A lender approached me, claiming they could help me secure a HELOC, but the encounter felt coincidental, making me feel vulnerable.

However, if you're using a fintech app that isn't a bank itself, your deposits may not be covered by such insurance schemes, leaving you vulnerable in the event of insolvency or other financial crises.3.

And our vulnerability to those realities you outline has become less and less. 

I think theres a difference between integrity/honesty   and transparency/vulnerability