I use a loan servicer who processes the borrowers payment and then sends to me.

There are definitely risks that will be completely outside of the auction house.

My wife is from a country that does not allow lending or loans to acquire housing.

I work for a local house flipper in the Greensboro area (Winston Salem).

They simply do Fannie, Freddie, FHA, VA, and USDA loans.

OO loan seems like real long shot. 

Context:I’m seeking advice from those experienced in real estate investing and financial freedom strategies.I recently bought a multi-family property in Newport, RI, using my VA loan for $695K.

This loans absolutely works on multi family properties and is the go to loan for North New Jersey. 

If it does go to probate, hopefully your brothers and you can amicably go the informal route vs formal (I've worked with families in both when buying properties out of probate and informal is FAR easier).Since there's no debt on the house, maybe you could sell with financing or maybe you could even buy out your brothers with financing -- that way you maintain ownership and just pay them a monthly amount.

Unlike a mortgage the interest on your loan will not be tax deductible.