I used a hard money loan to purchase this off market deal.I rehabbed the upper two units within two and a half weeks and have a renter already lined up for one unit.

If it were me, I would pay her her half of the equity and do a refinance.

I always love to see the positive attitude - that's half the battle.

We now live in Arizona and I frequently fly back to the southeast to repair or inspect the properties and already deduct the travel, lodging, and half of the meal expenses from my taxes. 

Idea was to have a place to escape half the year with the family and STR the other half of the year.

Quote from @David Hathaway: Shay Yao, I have found if you can invest within an hour and a half or less away from where you live its much easier to build a super squad of A players that can super scaling a rental portfolio.

15 - How many half baths will there be?

Everyone's 401K rules are a little different but the way it works for most is you can borrow up to $50K or half the total balance, which ever number is smaller. 

Originally this started as a house hack I have recently moved out and it is now a 2 unit with one half being furnished rental.

I actually think you are half right here, I fully expect these layoffs to result in a region wide recession, but that is because people will do everything to hold on to thier house and cut back in other ways.