I'm guessing for the down payment?  

Guess what?

Incidentally, I cancelled last year when it auto renewed as well - I guess I've got to completely delete my profile and close the attached credit card for a cancellation to stick?

I guess my simple answer is several questions back to you.  

But guess what, rates WILL drop in the next few months/years and most markets will explode after that IMO.If I had 25K I would look into B or B+ (specifically with schools above 5 greatschools rating, and moderate to low crime rate confirmed by heat map and frequenting businesses there) areas within 25 minutes driving distance from my home for a SFH. 

Maybe that is your best route or maybe it is not, but if that is the only loan the LO you are talking to can make to you then guess what kind of loan they are going to suggest? 

I guess had there been time I could have done it to assure it would be a deductible on SchE rather than a closing (basis) side of the house.Even if you performed the repairs, they probably would not have been deductible on Sch E anyway.

I am guessing a few will say to have my lawyer do it, but the other LLC was so seamless that it seemed superfluous to have someone get involved. 

If you’re paying market value and they just have zero equity I guess you could argue you’re just giving them two years to move out.

What’s the guess on what happens there?