Using mortgage debt at 6-7% on a refinance to pay off higher rate debt such as a credit card at 15-25% is a savings!

With your experience and possible skillset, perhaps finding a company to sponsor you for a green card may be a better option? 

It will auto download bank and credit card transactions, give you reports by account, category or property in any form you want. 

Greetings from the state just north of you!

So I put $1600 on a credit card for a down payment and then pay $500 a month until the full amount was paid off.

Is there a way I can "co-sign" with one of my parent's credit cards and be on their credit history in order to boost my credit score? 

What about Debit Cards attached to a checking account?

Then there you go.One thing I am looking to try to do but haven't done yet is buy something with zero down on seller finance, put the rehab on a 0% credit card, then refi the seller off in 12 months and pay back the card. 

Should We:Sell, take advantage of the capital gains law, move, and pay the mortgage off on the new house, credit cards, etc…?

I don't take credit cards but I believe stripe does.