I'm a recent graduate and I was wondering how can I get access to a DSCR loan without having a credit score, not being an us citizen, now owning a house (some DSCR loans require that you own at least one other house) and not having a job.

Typically when people graduate they look for a job and move to the area of the job.

I've been wanting to start investing and buy a property since 2020 when I graduated.

Thank you Brian, I really appreciate the feedback and this is what I will do.My plan is to get a job when I graduate to not only get that experience but also cover my livign expenses while building a portfolio on the side.In terms of buying my first deal, I haven't been able to move the needle because, where I am, for example, small multifamily is trading at around 5.5% caps and rates are 6.5% .

I graduated from college in May, and I am currently doing business development (sales) for a property management company while studying for my RE license.

The university’s experienced strong enrollment growth over the past 20+ years, so it could be a good fit if you’re willing to cater to college students or young graduates.

Quote from @Owen Wang: I am 17 years old and will graduate high school next year.

I graduated college may of 2024 and was only working part time through college not making enough to be lendable obviously.

Congrats on graduating and the upcoming wedding!

Air Force basic training happens here, so every week there is a big batch of families coming to see their kids graduate.