And don’t sleep on local banks or credit unions—they sometimes offer flexible portfolio loans that could work for a deal like this.Since your wife qualifies as a first-time homebuyer, check out any state-specific programs or HUD options for down payment assistance.

Hey @Jonathan Baptiste, so we are a bit different than some.We have a large house that can sleep 12 comfortably and we provide a lot of stuff.

Especially in the winter in heated apartments if they can see a warm place to sleep they are going inside.

I plan on converting the barn into another sleeping space and indoor/outdoor rec room.

What will help you sleep better at night?

You'll sleep better.

I am looking to connect with an OOS investor friendly realtor in Indianapolis.

Many Airbnb guests will want common utilities unless it is in a remote are where you go as a sot to sleep while hiking the area. 

If you need to do something to help you sleep at night, then do the umbrella policy. 

I'll sleep better tonight.