For simple math, let's say you were like 99% of the fruit cakes on this forum--- they'll say net $10k/mo.

He's enjoying the fruit of his **** labor.

Their concept is not new and has been around for ages with people renting rooms in college towns and more expensive markets (NYC, LA) however this is a centralized more hands off management approach to self managing by letting them do all the heavy lifting for you which allows you to scale in less time so yes the concept definitely works and even better with their technology behind it.

Short term lending could be fruitful, but you need to get volume and usually investors want at least 6 month terms, but it's usually 12 month terms.

So, short of filing a lawsuit, would it be fruitful (and help warn other investors) if I:- Submitted a complaint to the Better Business Bureau?

You mentioned an hourly rate for agents, but there are a lot of tasks associated.

I want to slow my life down a bit and enjoy the fruits of my labors (I had cancer a few years ago and I acknowledge my time to enjoy life is finite).It occurred to me that I should just cash-out refinance my properties that are fully stabilized and that have significant equity, but that can also easily support the new debt incurred. 

Gold has value for many reasons, it is useful and (kinda) rare and for ages everyone has decided that it has value.

Our investors were looking for agents that were investor friendly and it was a large need we heard and addressed by creating the program.

Think of it like planting two trees instead of one...they might not bear a ton of fruit right away, but over time, you'll have a richer harvest.