I think the first step would be to contact a lender and figure out our best options moving forward.

Properties in the Southeast of Mexico often offer ROI upwards of 10%-15% annually, especially in short-term rentals.Key Benefits:Tourism Growth: Mexico welcomed over 40 million international visitors in the first 11 months of 2024, surpassing 2023 figures. 

@Tove Fox hope you find this copy & paste useful:)-------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.

I think I am trying to figure out how to find a good wholesaler and see if it makes sense that they add my target area to their operations.

I'm looking for some advice on how to reinvest this money or what to invest in, I will profit a little over six figures from this property. 

There's no precise figure because no one will understand your STR or market as well as you do- or, as well as you will (with time).

I wasn’t expecting this at all, and I’m trying to figure out what to do.

It is hard to figure out if I will make anything but VERY clear the fees (lol). 

There are certainly some things to learn along the way, but you'll figure it out as you go just like we all do.There are plenty of folks here that would be happy to help for free - including me.