., it definitely fights the arguments on re-fis with the appraiser but I'm noticing there's just a liquidity issue that is skewing things.I try to essentially start at the floor and work my way up on the ARV as opposed to seeing the highs and working it down.

So beware of these (and other forthcoming) dog whistles, they will lead you astray, fighting imaginary ghosts.

There's current fire fighting and there's clean up.

I am not sure how much fight they can do in the court for cases like outside bicycle incidents but I think I will hire an actual attorney instead of relying on an insurance company’s lawyer if it ever happens haha.I just don’t like how STR insurances are talking like they are the only one who will cover everything.

I don't have a dog in this fight, but I'll side with others on this debate.

I decided not to fight the situation. 

I do not think enough coverage is going to the people who are fighting this fight -that job is tough and a big uphill battle to fight these fires. 

This is something I try to live by and teach my kids if I can - "A human being should be able to change a diaper, plan an invasion, butcher a hog, conn a ship, design a building, write a sonnet, balance accounts, build a wall, set a bone, comfort the dying, take orders, give orders, cooperate, act alone, solve equations, analyze a new problem, pitch manure, program a computer, cook a tasty meal, fight efficiently, die gallantly.

If you can fight to break even and hang on to that place for the long term, that will provide the best return on capital by a long shot.

So I am sure they don't want pesky DTR operators stealing their bed and food and alcohol revenue.