I have owned single family rental properties for several years, but am now faced with a unique problem.  

Flexibility in Loan Terms: Josh offered a unique hybrid product that let my friend lock in a portion at a fixed rate while leaving the rest variable.

We also have many unique buyer incentives where an investor can get up to a 10% price reduction to come into immediate equity, or get that 10% as a cash back at closing to reduce your down payment and increase your ROI, or buy rates down into the low 4s on 30yr loans to maximize cash flow.

This presents both challenges and unique opportunities for savvy investors.

There is overlapping principles of course, but the different sectors of CRE will have their own unique traits.

Quote from @Ava Myles: I have a unique situation: I have rented my apartment from a friend for a few years now.

Do you usually hold rentals before flipping, or was this a unique situation?

.: If my wife claims REP status in the year 2025 (she will work as Real Estate agent, materially participate, etc in managing these LTR properties for 500 hrs, etc), can we carry forward the passive-losses from bonus depreciation from 2024, towards offsetting my W2 income to be earned in the year 2025? 

You will need to withdraw the excess above the legal maximum (plus earnings) in both scenarios.Withdraw the Excess – You can withdraw the extra $8,400 plus any earnings before the tax deadline to avoid the 6% excess contribution penalty.

You get the benefits of real estate without the headaches of mortgages, rehabs, or tenants.𝗧𝗵𝗲 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗔𝘀𝘀𝗶𝗴𝗻𝗺𝗲𝗻𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 is a unique way to raise cash by helping sellers secure a tenant-buyer who wants to own the home in the near future.