@Jonathan LudizacaIt really depends on the market.

Both Conventional loans and DSCR loans can offer this flexibility, depending on the specific scenario and borrower qualifications.

There is a not so inexpensive fee - anywhere from 5k to 100k depending on the program and they take a % of each deal. 

They are a very active group and has many contacts in the area that can help you depending upon what you are looking for.

If you have one of the older, turn of the century mid town houses, you are probably getting somewhere around 1600-2000 depending on the condition of the home, availability of a garage, etc.It is an older home, from the 40s I believe.

getting tighter but things may be changing soon depending on what the new prez does.  

Learnt lesson not to fully depend on property manager and should have made decision faster by reducing rent .

Maybe concrete single-family 1-4 units depending on the price point and cash flow.Also there is no real MLS in Puerto Rico you need to find an agent for each area you want to look at.

It can get pretty expensive what would anyone suggest or should I write the lease so that the next tenant depending on time of year should I do not include a specific utility and adjust my rent because of it ? 

Just depends on the situation/scenario.