I’ve read quite a few posts about foreign investor financing but most seem to deal with non-citizen investors without US credit or personal tax filings.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

All you need is a single place to track tenant information, payment history, maintenance, and other things.

We normally do not seek judgement due to the expense that is involved, even after you win you have to continue to renew the judgement every year.We put them in collections and have it hit all three credit bureaus.

They are in their very early 20s they both are full-time employed, but the husband does not have any credit history at all.

Quote from @Kevin Akers: Quote from @Brittany Minocchi: Can you qualify full doc (meaning with employment history, income, DTI, tax returns)?

For Conventional, you can only use 75% of the gross rent until you have Sched E history for the rental for a net rental income analysis. 

This could help secure a higher LTV while you build STR rental history.

., income, credit score, rental history) to evaluate applications in the order they are received.Notify Applicants: Let each applicant know you will process applications sequentially and explain your timeline for review.Act Promptly: If the first applicant meets your criteria, move forward with their application and provide them with a clear deadline to sign the lease and pay the deposit.Move to the Next: Only if the first applicant does not meet the criteria or declines the lease should you proceed to the next application.By focusing on one application at a time, you simplify the process, maintain transparency, and mitigate any potential fair housing concerns.Lastly, since housing laws can vary by location, double-check Arizona’s landlord-tenant regulations to ensure compliance with any local rules about how applications are handled.Best of luck with your rental process!

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.