While rate cuts were initially expected in early 2024, recent economic data suggests the Fed may keep its policy restrictive for longer.•30-Year Fixed Mortgage Rate: 7.10%•15-Year Fixed Mortgage Rate: 7.35%•Fed Funds Rate: 5.25% - 5.50%•10-Year Treasury Yield: 4.45%•Housing Inventory: 632,000 active listings (33% with price reductions)With home affordability still a concern, any shift in rate expectations could have a major impact on both buyer demand and investor financing conditions.What Analysts Expect from This Week’s DataCPI Inflation Report (Tuesday, February 13)The Consumer Price Index (CPI) measures changes in the cost of goods and services, serving as a key indicator of inflation.

A tenant’s past behavior is often the best predictor of their future behavior, and skipping screening can cost landlords thousands in unpaid rent and damages.But here’s the thing—not all background checks are created equal.

I did not do a separate criminal background check as I trusted the info from Zillow (Big lesson learned never to trust the Zillow data again in life).

I have created a lot of loss in my taxes over the last few years and now want to get a mortgage for a new primary home.

.✅ Verified Income Data – Checking actual bank deposits prevents relying on fake pay stubs.If you’re not getting any prequalification forms back, it might be time to simplify the process or use a better screening tool.

Now I am involved with all facets of real estate and help new users by working on PrimeTracers which is a free property data platform for investors and agents alike.

Nevertheless, any type of analysis is going to look at data from the past and try to predict some results in the future. 

While there’s no official A/B/C/D classification of Phoenix neighborhoods, here’s a data-driven breakdown of some of the best areas to invest in, based on median purchase price, average rent, and investment potential.Top Phoenix Submarkets for BRRRRAreaMedian Purchase PriceAvg Monthly RentAppreciation Potential (1-5)Cash Flow Potential (1-5)Maryvale$320,000$2,00043Alhambra$350,000$2,10043.5South Phoenix$375,000$2,20053.5Tolleson$360,000$2,15044Avondale$380,000$2,2504.53.5Glendale$400,000$2,30043.5Mesa (East)$420,000$2,4004.53Paradise Valley$1,500,000$5,50052Breaking It DownIf you're looking for the best appreciation potential:South Phoenix, Avondale, and East Mesa are seeing rapid development, infrastructure improvements, and rising demand, making them strong contenders for long-term value growth.If cash flow is your priority:Tolleson, Alhambra, and Maryvale still offer affordable entry points with solid rental demand, making them attractive for investors looking to generate monthly income.If you want a balanced investment:Glendale and Avondale offer both rental income and appreciation upside, making them ideal for investors who want the best of both worlds.What’s Trending in Phoenix Renovations?

I created an app that could help.

I have used Pricelabs for STR owners I consult with, and since leveraging Pricelabs to run comps, create a data analysis, and then use my 3 Step Pricing Strategy, I have been able o bring in on average 45% more than the markets I am in!