If you own the business, then it could be a problem, but if you work for someone else and get paystubs and a W-2, then you might be able to go with a conventional loan using full documentation.

Any kind of non QM financing will have higher closing costs compared to conventional.

The pet fee or deposit for the move in of 2 cats (you did charge one, I hope) should have just about covered the extra anyway.

Conventional Financing How did you add value to the deal?

They should have also gotten approval from you before charging and doing repairs.

The FBI’s Financial Crimes Unit investigates these matters for filing of charges on Equity Skimming violations.

Great news, finding the right lender can solve the FHA or conventional problem.

I want to purchase an investment condo for $150,000.I want to get Heloc loan from my other investment condo for $50,000 and use it as downtown payment for this condo.Can I get a 30 year fixed conventional loan for $100,000 and use $50,000 for down payment from heloc?

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options. 

I paid for a lifetime membership and then still got charged.