I am currently a sales manager for a commercial tree farm and have recently been consuming Kiyosaki's books like they are candy.

If I may, a lot of the issues we are running into with insurance is that consumers no longer use insurance as a catastrophic fall back but rather, they nickel and dime on small claims that compund into larger issues. 

Consumers pick up on that. 

The point is if you're a consumer banking customer you don't offer what their business model is designed for.

It's powerful tool for those who are established in their financial behavior and have some spending discipline, because it simply applies regular consumer banking behavior in a beneficial way to shrink the size and cost of mortgage debt faster. 

So you have bad financial terms working against you along with finding properties, making deals, getting financing etc Secondly - for me it's time consuming.

This negative position can consume years of cash flow to recover.

STRs can give you more cash-flow but it will be a lot more time consuming and harder to scale even if you have a manager in place.

We add roughly 10% to the true cost and that cover consumables. 

This economic pressure, combined with evolving consumer shopping habits and increased competition, may continue to drive changes in the local supermarket landscape.The future of these vacant retail spaces remains uncertain.