For those who don’t know what these programs are, these loans allow a buyer to purchase with only 5% down, no pmi (also on Jumbo purchases)Think of the purchase as a pie, the 1st mortgage lender loans 80% of the pie on a low fixed rate, the 2nd mortgage lender steps in and helps out with the otherwise down of 15% of the pie, and the buyer only brings the final 5% of the pie as a down payment.No PMI, No Escrows and when you Divide the purchase loan like this, you can Conquer the 2nd mtg by paying it off and you’re left with only the 1st mtg payment …and again, doing it with only 5% down and No PMI! 

I've hung my license and have finally conquered the mountain of compliance courses. 

However, thake the time to get creative, like vacuuming the truck, but break your market down into price ranges and use the divide and conquer theory. 

Im looking in Georgia right now, so i would love some advice on what to do once you have conquered analysis paralysis. 

Having the right education mitigates loss and conquers fear .

Action always conquers fear.Take action...but know what you're doing.Warren Buffet said it best:Risk comes from not knowing what you're doing.- Warren Buffet My guess is most of these folks have legitimate reason for their fear...they don't know what they are doing.Get the education to know what you're doing and the fear disappears.Good Luck!

After that, I destroy the known world in Command and Conquer and kill zombies in Resident Evil for a couple hours.

Thanks again and wish you all the best in your future endeavors.Noobdog1, sounds like we have some thing in common, which is our faith in God, I do know that only in Him and through Him are we truly able to conquer any and all challenges/situations put in our lives.

Well, it took 3 months to rent it, so...first fear conquered.

Looking mostly to conquer my town...then THE WORLD!