What percentage do you typically allocate to this with your properties, or when you are assessing a property?  

I'll wait and assess the situation in a few months (if it's still available).

I ask because as I look for my first property I noticed that the numbers RTR provide do not always match the numbers I come up with as I do assessments using the BP calculators.

The ones I'm very serious about I'll call and get a home owners quote and verify the current assessed taxes to give me a more accurate mortgage payment. 

I bought it last year and thus far have: 1) Appealed assessed value to bring down taxes, 2) Got better (less expensive) insurance, 2) Rehabbed 3/4 units, and 3) increased rents $300-$400 per unit along the way.

Only with a definitive goal can you accurately assess your options.What I hear you saying is that you do want to build a rental portfolio. 

Owners were charged an assessment (several thousand dollars) in 2023 to put into reserves, as per the new rules after the Surfside collapse.

While OZ investments offer significant tax benefits, assess property risks and long-term potential beyond the tax savings.This post does not create a CPA-Client relationship.

OPI would assess your fire potential first.  

My basic underwriting making some standard assumptions on HOA expenses, 20% down, 7% interest rate, 30 year mortgage, utilities, supplies, and maintenance costs shows a loss of about $22k per year if you are self managing.