Imagine making millions of dollars over the course of your career and then having to pay 30-50% every year to uncle sam instead of compounding that cash over time.
This is exactly what real estate professionals have ...

Real estate loans to owner occupied properties where the business of the owner is closed down - or SHOULD be, and the owner needs some time to sell the property.  

Glad to be a part of this community. 

Be lendable or 2.

Condos don't appreciate at the same rate as single family homes, and you are always a newly elected board away from STRs getting banned in your building. 

Sorry for the tough love, but not buying the above.You & your wife's salaries should cover your expenses, while the income from your remodeling gigs should be saved.Recommend you review EVERY dollar you made and what you spent it on in 2024.

Would Zelle be appropriate? 

It will be even harder as a young person with no life experience, and particularly no experience buying real estate. 

Is there a specific duration I should be pre-approving an inquiry within?

I'd be happy to connect further and see how I can help, feel free to message me.