Specifically, what stood out about their approach, the impact they had on you, and advice you’d give someone considering working with them.Thank you all for any insight you can provide. 

I want to approach sellers with either a seller carry arrangement - or become the equity partner in a Joint Venture.   

I love this approach.

Could you share some avenues I can explore that align with this approach?

With the HELOCs now set, we are curious as the best way to approach getting pre-approved for our first property while we search for the right fit.

Is there a smarter way to approach this?

Traditional lenders won’t approve it, and hard money lenders who offer this type of financing all the time look for experience, assets, or strong equity in the deal.Partnering with someone who has financing or experience is realistic approach when starting.

The Housing Wire article chart shows how FHA and VA loan delinquencies are approaching really high historical levels, close to that of the housing crash.We are still at historic lows for conventional loans.

I'm not sure how this "hybrid" approach would affect the cash-out refinance or if the approach is even viable at all, though.

I’d love to get your thoughts on this approach!