That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

2  - I often read about some wholesalers lack of knowledge and I must agree that sometimes, it is very true.

Ok so a diff path then my previous post.I also wanted to invest in real estate but just assume( and bet is probably true) that most of the people that find truly good investments have  either or all of the following the most "average joes" don't:1.

If your looking to invest and learn about notes PPR may not be the right place as they are true mailbox $ and as passive as it gets (which is nice as well).

And, I don't know if it's true that "most" investors jump to multifamily.  

If it's a true B class expect to pay for it.

If the offer price is too good to be true you may be dealing with an inexperienced wholesaler who doesn't know the market. 

If the above is true, the income will offset the debt in the DTI calculation, so who cares? 

This is partially true, partially untrue.There is an 8% withholding in case that there are taxes owed.

I think AI will continue to get better with time but robots will never be able to build true trust because they have no feelings.