I'm at the point of considering an HEA or HEI, which will provide some short term relief, but pretty costly and only enough to wipe out about 1/3 of the credit card debt.  

However, if you have a more extensive portfolio or plan to become larger in the next year or two, I would look for a double-entry system that allows bank reconciliations.

If indeed a loss is taken on this which it sounds like is a fair possibility then if the agent was representing you the agents E and O will/could kick in and that's where you might get some financial relief.

Our December is about the same as last December, which is actually a RELIEF for me.

Source: ( Link )The primary function of Emergency Business Relief appears to be Covid-19 Relief, The website states:Source: ( Link )According to the FBI:“the U.S.

Motion for relief has been granted and green light to proceed with foreclosure.

Being that your tenants are month to month does provide some relief for the new owner in terms of being less restricted on raising rent and/or replacing the tenants.

It's slick and can cut down on bad debt as well as reconciliation time after moveout. 

Add to that the fact that many Hispanics are turning to the R party for relief from the insanity.We shall see..... 

Most who succeed are really running a business and reach scale that provides some relief through efficiencies.