I have had unexpected issues pop up way too many times in the last few years, and each time I was very grateful for the extra capital I had stashed away.

They return to the nest as do their buddies, looking for their hidden stashes and for more drugs.

We've got expenses dancing around $2-3k per month, a modest $10k stash, and a student loan payment ($725/month) the size of a small country's GDP.

You make an great point, to keep stashing cash aside to prepare for the unavoidable "unexpected" costs of physical REI.

(Apparently, someone’s secret stash.)Can’t wait to hear your stories and see some epic photos.

Now if you're a risk averse chicken, and you're asking where you should money in and don't want to deal with business formation and development-- then sure stash it in a hysa or cd. 

I have been leveraging this strategy to stash my fund.

You could keep stashing your savings until you are at a point when you feel ready. 

Then can stash it away or put in index fund as the nest egg for next 20 years. 

The Summary page was reserved for 4-5 major issues like damaged trusses, anything leaking, undersized electrical panel, water under the house, etc....y'know, big and important stuff.So this joker has 5 pages of summary items...everything from loose doorknobs to a loose tile.