There are policies with roof "exclusions" but most of the time they are not with "preferred" carriers and cost as much if not more than you're standard policy.

Going North you encounter Orange County which is virtually the same cost as San Diego. 

Thank you, @Gustavo Costa.

Usually though mediation is for larger amounts and the litigants are trying to avoid legal cost as that can eat up a judgement.As for the original case, which is what we should be discussing here, they said it was Small Claims.

I bought a 4/2 in Costa Mesa in 2011 as my primary residence with the intention of renting it out after 5 years.

The downside is they are about the same cost as a sheet of good-one-side plywood and only come in white (or, at least I have only ever seen them in white).Another option is stainless steel panels.Go to a commercial kitchen supplier and see what other options are available.

Most properties 1978 and before are under rent control.The problem is that they're trying to expand rent control to newer properties and to single family houseshttps://www.buildium.com/blog/ab-1506-threatens-re...There's a big fight in LA over this http://www.latimes.com/business/la-fi-costa-hawkin...But imagine if you're retired on a fixed income from your rents on your old house or duplex. 

For example, the consequences of not knowing restrictions on the land upfront or geographical limitations (fire code, permitted use, moving dirt/excavation, etc.) can cost a fortune when it's too late.  

Hi @James Thomas Nakashian,It sounds like the downstairs tenant isn't so much concerned with the cost as he is with the hassle of splitting utilities every month.

Make sure you have good numbers for utility cost as this can break you.I bet the 2% rule wont work for your area as it doesn't for most of the country but try it at 1% instead.  50% rule is a better guide to follow.